Investments & Retirement Planning
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Jersin Financial Services works to enhance clients' lives by capitalizing on investment return opportunities, monitoring liquidity needs, eliminating unneeded risk, and incorporating short- and long-range goals for each client, which adding tax reduction opportunities. We match individual investment portfolios to desired lifestyles. Our fundamental fiduciary approach informs how we manage and diversify each client’s portfolio. General sample portfolios are below:
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Investment Management
We are available to help you implement an investment plan that is right for you, and manage your existing portfolio with the intent of achieving your stated investment objectives. We focus on managing risk through the creation of an appropriately diversified portfolio, and utilize investments that match your personal risk tolerance. A partial list of our services is provided below:
Investment Portfolio Reviews
Subsequent to the initial implementation of an investment plan, we continue to actively monitor your portfolio, keeping it in line with your stated investment objectives. We may conduct periodic portfolio reviews and are committed to maintaining an open dialog with you to keep you informed and involved. We welcome your input, and encourage you to keep us informed about any changes in your life or in your goals that may require an adjustment to your investment portfolio.
Subsequent to the initial implementation of an investment plan, we continue to actively monitor your portfolio, keeping it in line with your stated investment objectives. We may conduct periodic portfolio reviews and are committed to maintaining an open dialog with you to keep you informed and involved. We welcome your input, and encourage you to keep us informed about any changes in your life or in your goals that may require an adjustment to your investment portfolio.
Retirement Planning and Retirement Plan Rollover Services
Whether retirement is in the near future or longer term, we can offer ways to help you maximize your savings to achieve your retirement income and wealth goals. We can evaluate and assess your existing retirement accounts—pensions, IRAs, SEP’s, 401(k) plans, and annuities—and provide advice to maximize eventual or present retirement income from those accounts. We can also help reposition investments held in these accounts to allow for proper diversification across your entire portfolio. If retirement is much closer, we can help you determine the most effective strategies for taking distributions from your retirement accounts that may help to generate a steady income stream during your retirement years and reduce the income tax impact on beneficiary inheritances.
Whether retirement is in the near future or longer term, we can offer ways to help you maximize your savings to achieve your retirement income and wealth goals. We can evaluate and assess your existing retirement accounts—pensions, IRAs, SEP’s, 401(k) plans, and annuities—and provide advice to maximize eventual or present retirement income from those accounts. We can also help reposition investments held in these accounts to allow for proper diversification across your entire portfolio. If retirement is much closer, we can help you determine the most effective strategies for taking distributions from your retirement accounts that may help to generate a steady income stream during your retirement years and reduce the income tax impact on beneficiary inheritances.
Estate Planning
We will conduct a review of your current and projected financial situation, and devise a plan that will help ensure that your assets are distributed to your beneficiaries as you intended, in a tax- and cost-efficient manner. By starting now, we can help determine the most appropriate use of trusts, gifting programs, and other strategies to help protect your assets for future generations, and help implement those strategies. With a comprehensive estate plan, you can also take steps to help reduce the potential impact of taxes and other estate settlement costs on the value of assets transferred to your heirs.
We will conduct a review of your current and projected financial situation, and devise a plan that will help ensure that your assets are distributed to your beneficiaries as you intended, in a tax- and cost-efficient manner. By starting now, we can help determine the most appropriate use of trusts, gifting programs, and other strategies to help protect your assets for future generations, and help implement those strategies. With a comprehensive estate plan, you can also take steps to help reduce the potential impact of taxes and other estate settlement costs on the value of assets transferred to your heirs.
Small Business Retirement Consulting
We offer a detailed review of the various types of retirement vehicles for small business owners, and conduct an analysis of your current enterprise to help determine an effective plan for your particular situation.
We offer a detailed review of the various types of retirement vehicles for small business owners, and conduct an analysis of your current enterprise to help determine an effective plan for your particular situation.
Tax Planning
We can help you take advantage of all of the tax-savings opportunities available. And, because we devote significant time to the field of taxes and tax planning, we stay abreast of changes to the rules and regulations, and are able to provide you with timely advice on the impact these changes may have on your particular situation. We also make recommendations of how to capitalize on changes in the tax code.
We can help you take advantage of all of the tax-savings opportunities available. And, because we devote significant time to the field of taxes and tax planning, we stay abreast of changes to the rules and regulations, and are able to provide you with timely advice on the impact these changes may have on your particular situation. We also make recommendations of how to capitalize on changes in the tax code.
Client Communication
We believe one of the keys to a successful relationship is regular two-way communication. We actively encourage your input, not only on our service, but also about changes in your life or financial situation that may have an impact on financial plans that you have in place. We provide you with the ability to access your personal account information online, and to provide you with updates on industry news and events that we think you may find of interest.
We believe one of the keys to a successful relationship is regular two-way communication. We actively encourage your input, not only on our service, but also about changes in your life or financial situation that may have an impact on financial plans that you have in place. We provide you with the ability to access your personal account information online, and to provide you with updates on industry news and events that we think you may find of interest.
Equities, Bonds, Mutual Funds and ETF's
As part of our investment services offering, we have access to one of the largest Stock, Bond, Mutual Fund and ETF supermarkets in the industry. This allows us to select among excellent investments to create a customized investment portfolio to help you meet your long-term financial goals.
As part of our investment services offering, we have access to one of the largest Stock, Bond, Mutual Fund and ETF supermarkets in the industry. This allows us to select among excellent investments to create a customized investment portfolio to help you meet your long-term financial goals.
Investing with Individual Securities
For our high-net-worth clients, we create and manage portfolios of individual equity and fixed-income securities.
These may be both US and non-US based.
For our high-net-worth clients, we create and manage portfolios of individual equity and fixed-income securities.
These may be both US and non-US based.
Cash Management and Lending Services
We offer a wide range of services to help you manage and monitor your liquid resources as effectively as possible. Some examples of these services include checking and debit card options; margin borrowing capability should you wish to leverage the value of your existing investment portfolio.
We offer a wide range of services to help you manage and monitor your liquid resources as effectively as possible. Some examples of these services include checking and debit card options; margin borrowing capability should you wish to leverage the value of your existing investment portfolio.
Charitable Giving Services
If you are serious about financially supporting a favorite charity, having an investment portfolio managed specifically for charitable giving purposes may enable you to maximize the tax benefits of making regular charitable contributions. We will work with you to develop the most appropriate program to help you achieve your charitable giving objectives with tax advantages.
If you are serious about financially supporting a favorite charity, having an investment portfolio managed specifically for charitable giving purposes may enable you to maximize the tax benefits of making regular charitable contributions. We will work with you to develop the most appropriate program to help you achieve your charitable giving objectives with tax advantages.
